Q-Cash is designed to provide short-term loans to individuals who need small amounts of cash because of an unplanned expense or to make ends meet until their next payday.

Traditional payday lenders are very expensive, and they rely on rollover repeat business that is not in the best interest of the borrower. One Washington Financial offers a better, more flexible alternative to high-fee payday loan services.

One Washington Financial is committed to meeting this need for occasional access to quick cash, but we do it differently than traditional payday lenders.

• Q-Cash loans save you money. Short-term loan fees are, on average, one-third lower than traditional payday lenders.
• Q-Cash loans offer superior service. Unlike typical payday lenders, we offer superior short-term loan service by allowing repayment over two pay periods.
• Access to free financial counseling. For those who want assistance, we refer borrowers to BALANCE, a consumer counseling program.
• Most loans are due within 45 days, 15 days longer than traditional payday lenders.
• Applying is easy and takes only minutes for approval.

Ask your credit union if they offer Q-Cash loans.