What are payday loans?
A payday loan is a short-term loan for times when you need extra cash before payday.

How is Q-Cash different from other payday lenders?
Traditional payday lenders charge high rates and rely on repeat, rollover business that's not in the best interest of the borrower. Q-Cash fees are, on average, one third lower than the rates of typical payday lenders.

With Q-Cash, you get reasonable rates, combined with the security and convenience of working with your Credit Union and One Washington Financial.

Can I apply for a Q-Cash loan if I have bad credit?
Although we do not check your credit with the major bureaus, you must meet all of the qualifications to receive a Q-Cash loan.

Where can I apply for a Q-Cash loan?
Ask your credit union if they offer Q-Cash loans